Cash Income Care Plan, Travel Insurance & Vehicle Breakdown Recovery
Members and their immediate families are eligible to join HMCA's Cash Income Care Plan which is authorised
and regulated by the Financial Services Authority. By joining the low-cost Cash Income Care Plan members who subscribe to a £40 a day certificate will receive the following benefits under its terms of membership.
- £40 a day, for up to 365 days if you are in hospital due to sickness.
- £80 a day if in hospital in the UK due to an accident.
- £80 a day if in hospital for sickness when you are temporarily abroad on holiday or business.
- £1000 Personal Accident benefit in the event of your death as a result of any accident 24 hours a day, world-wide cover.
- £1000 Permanent Disability benefit if any accident results in your loss of sight in one or both eyes, or your loss of one or more limbs, world-wide.
In addition a £1000 Maternity Grant is payable on the birth of a child when both parents have been members of the Plan for 12 months. Please find some sample rates below.
Age Monthly Subscription
18-29 Each Member £ 7.73
30-49 £10.29
50-59 £16.46
Members can also subscribe to the other HMCA benefit plans on offer: -
- TRAVEL INSURANCE - with very competitive rates, cover may be taken out for certain pre-existing conditions for an extra premium after answering a few questions over the 'phone. Immediate cover may be arranged over the 'phone. Annual multi-trip world-wide cover for a family is £115.00 where unmarried children under the age 23 can be included.
- PERSONAL ACCIDENT - dependants will get £ 150,000 in the event of an accidental death of the member.
- TERM LIFE
- INCOME PROTECTION
- DENTAL
- VEHICLE BREAKDOWN RECOVERY - Fully comprehensive breakdown cover is available for £7.67 a month for one car (any driver), reducing to £4.75 a month (per car) for a total of 4 cars all based at the same address.
All plans carry a 30 day money-back guarantee and terms and conditions apply. To find out more and to apply online about any of the above benefit plans visit HMCA at www.hmca.co.uk/bvna.htm or ring on 01423 866985 for a free, no obligation quote